Cyber Fraud: How Has Cybercrime Evolved? Cheating Is a Trick,2025

Welcome to CyberCrimesDaily. In today’s article, we will know again how has cybercrime evolved in today’s digital age? We can see that the incidence of cyber fraud is increasing. Why do we have to be careful about other cases when one case comes to light? New methods are being invented.

How Has Cybercrime Evolved?

The Golden Age of Cybercrime Has Begun.

And in this golden age, you, me and all of us have either become targets or will remain. When we understand this basic truth, we will get a lot of clarity that cybercriminals are adopting new methods to target you. In fact, COVID-19 has left two things in our lives forever.

One is fear and the other is panic. After COVID-19, we get scared quickly, we get panic quickly. Both these things are weapons.

Swim Swap

Now we are seeing that a new technique has emerged, Swim Swap. That is, they collect your personal information and give you a new SIM card from the tele-operator.

Your SIM card stops working in the phone. Then comes the OTP. See, this is a new method because if you are negligent and leave your information somewhere, then using that information, cybercriminals will steal your identity.

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They will steal your identity and on the basis of your documents or on the basis of fake documents, they will take a copy of your duplicate SIM. That is, they will tell the service providers that I am the person, this is my card and you please give me a duplicate SIM. My SIM is not working.

So as soon as the duplicate SIM problem arises, your SIM will stop working. This is a completely new method. You need to be careful.

How Can You Save Yourself?

But how can you save yourself? Recently, a friend of mine bought jewellery and swiped his credit card. In the evening, he gets a call that you should convert it into EMI.

How does the information reach you so fast? I mean, you have just made the purchase, you have just given the card details and by the evening it has reached him. You can tell within a few minutes. This is because today we are in a data economy.

Data Economy

Today, the most important currency is not money, it is our data. So any online transaction we do, the platforms instantly monetize that data and sell your data to various service providers. And then, you get these kinds of offers.

Use of Artificial Intelligence(AI)

And all these things are done in such an automated way that now artificial intelligence(AI) is used. So that you can be re-targeted as soon as possible and provided with new services. So I think you should at least give your information online.

Use of UPI

But in today’s digital age, UPI has been increased so that people can be comfortable. But it has a lot of disadvantages. So when you swipe your card or do any online transaction, you have to keep important things like card number, ATM PIN or OTP.

Being Careful Is Very Important

So how can you protect yourself from this? Look, I am not saying that you go to Himalayas and shut down the digital ecosystem. I am saying that being careful is very important. When most people make a transaction, they forget to check whether that transaction is on a secure website or an insecure platform.

Use of HTTP and HTTPS

If that platform starts with HTTP only. Yes, you are saying it is very important. HTTP is an insecure platform.

Request to all of you. Please do not do any transaction on such HTTP platform. If you want to do any transaction, you have to do it on a secure platform that starts with HTTPS.

HTTPS is very important because it shows that it is safe. Secondly, do not blindly follow people’s things. Whatever you want to see, whatever transaction you want to do, you have to satisfy yourself first.

Will Not Make Conference Calls

After being scared, they are ready to pay any kind of money. But nowadays another way is being used where you get a phone and then it is said that your friend wants to talk to you. As soon as you put the call together or press a button, he says that I am taking a conference call.

Still, fraud is happening. Look, the most important thing we need to understand is what is so special about us that people are offering us different kinds of services. Why would anyone make a conference call?

If you want to make a conference call, you can make a conference call If someone else is making a conference call, then he is fooling you. Why? Because he is activating a malicious program somewhere so that you get access to your device. Once you get access to the device, your data will be taken, it will be misused and you will be accused of cybercrime.

Doubt and Stinginess Are The Main Weapons

Now is the time that we have to make two traits a part of our personality. One is doubt and the other is stinginess. This means that we have to have doubts until we are sure whether the information we are seeing is true or not.

And secondly, we have to be stingy in sharing our own information. The stingier you are in sharing your information and only share it on a need-to-know basis, the more likely you are not to become a victim of cybercrime. You have made a very important point.

Banker-Like Messages

See, even these days’ people deliberately send you messages guessing the message. It will seem like it is your bank’s message. When you go back in detail, what you see is different and what is there is different.

So you have to see and eat the ivory. So don’t believe what you see. And you don’t have to open the link.

Don’t Open The Link

You don’t have to open the link. And know one thing, your bank will never send you any link message. Because RBI says that you will not send any such message.

And even after that, if you click on the link, you will be a victim of phishing. Your account will run out of money. And then in the end you will not be able to do anything.

You will only complain. But what is the point of complaining? When the bird has gone to the field. Sir, these days we see that even bank lockers are not safe.

Open Two Accounts

Open two accounts, one account with which you will do online transactions. And the second account with which you will not do any online transactions. In the online transaction account, keep some money in it.

So that if it is misused and the money is gone, then at least the money is gone, at least you are not harmed. Secondly, if you do not go to any unsafe website, then you cannot be a victim of cybercrime. Thirdly, get SMS alerts from the bank.

Get SMS Alerts

So that during every transaction, you get an SMS alert that, sir, this transaction has been completed. Confirm it. And whenever you feel that I have not done this transaction, do not sit still.

Report Immediately

You have to report. The government is giving you two options today. You can report on 19309.

This is the National Cyber Crime Helpline number. You can call and file your complaint. And the second option is very interesting.

The National Cyber Crime Reporting Portal. That is, cybercrime.gov.in. Where you can file your cybercrime complaint online from home. But if you prevent it in advance, then it is said that prevention is better than cure.

Conclusion

If you are afraid of losing something, then shake it from your mind. Even if you don’t pick up the call, the sun will still rise tomorrow morning. Even if I don’t give my OTP to anyone, my world will still move forward. So help yourself and everyone around you to be careful from cybercriminals and help them be careful.