Bank Fraud: Bank Employees Big Fraud, Still Going on! | Scammers’ Warning

Welcome to Cybercrimes Daily In today’s article, we will know about the Bank Employees Big Fraud. For the past few days, bank fraud has become a big problem and over the years, the incidents of bank fraud are increasing at a 5-fold pace. And the common people are suffering from it and losing their money. At the same time, their problem is getting worse because the police have also arrested bank employees in large numbers in this case.

Bank Employees Big Fraud

And in this case, it has been seen that employees of various banks, be it government or private banks, are involved in this case with cyber thugs. In this case, the role of bank employees is being exposed, from helping to get OTP to opening fake accounts. The police are doing their job.

And in this case, it has been seen that employees of various banks, be it government or private banks, are involved in this case with cyber thugs. In this case, the role of bank employees is being exposed, from helping to get OTP to opening fake accounts. The police are doing their job.

How You Should Be Aware

But as a customer, how should you be aware, so that your documents are not misused, so that the inactive account, that is, the account that you are not using, is not used by cyber crooks. We will give you this information.

The Involvement of Bank Employees,

It is very important for customers to know what they should and should not do. Sir, first of all tell us what should be done to avoid misuse of your account.

Till now, the people we trusted the most were the banks. We trusted the banks. They kept their accounts in the bank locker or in the bank account.

The Police Are Taking Action

If they are not safe, the police are taking action there, the CBI is reaching there, then it is a matter of concern and we have to think about it. What should a common accountant, a common man, think? He should think that his documents, I am talking about PAN card or other documents, should not be misused. Without any link, no amount of fraud can be raised, without any OTP.

Even if the bank is involved in fraud, you should make sure that you do not give OTP to anyone. No matter how much the bank requests you, if you have to go in person, if you have to do something, you should go to the bank and do it. Secondly, I want to mention one thing.

What To Show and What Not To Show.

When we take a PAN card, the Income Tax Department says that you do not have to show the PAN card anywhere. There is no need to show the PAN card. Do not disclose the number.

The same is said in the case of Aadhaar number. But on the other hand, when we take a GST number, the GST Department says that you have to put your GST number in front of your nameplate in front of your office. On one hand, we are hiding the PAN, on the other hand, we are showing it.

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So, these irregularities, the department has to remove them. The irregularities have to be removed.

Yes. Sir, if it says that the bank account can be opened in any other way, that is, the documents that have already been given, you said that there is no need to give a PAN card, but to open a bank account you have to give a PAN card. And if someone misuses our documents, opens a fake account, then what can the customer do in such a situation? For this, RBI is strict.

RBI Has Said

If you are giving the document to the bank, then you are identifying it. This is the era of digital documents. This is the era of digitalization.

We can use digital lockers, but there are many banks in our country that accept digital documents. We go to banks or traders in big cities and accept it, but where do they accept it at the rural level? First, if they accept it digitally, then it becomes an accountability of the bank. Secondly, the bank agent who is sending it to your house to open an account, we will open the account at home, how authentically he is taking that document, it is completely the responsibility of the bank.

If there is misuse of it, then the bank is responsible for it. It cannot deny its responsibility. Very important thing you said, sir.

First of all, if there is an OTPI, if there is a bank employee, if he calls you, then you should not tell him. This is the most important rule you have said. And secondly, if your documents are used to open a bank account fraudulently, then it is the responsibility of the bank, not the customer.

Add Nominee

Apart from this, another important point comes up, those who are cyber thugs, those who have inactive accounts, those who have old accounts, which people do not close, or those who have been lying for a long time, people think that we are not using it, it will be closed automatically. What should the customer do in such a case? Look, inactive accounts, I want to say before that, all the account holders, if they have not added any nominee, then add that nominee first.

If You Are a Victim Of Cybercrime?

If you are attacked by cybercriminals, then first of all you need to call the National Cybercrime Helpline number 1930 and then register a complaint on the National Cybercrime Portal www.cybercrime.gov.in. After that, go to your nearest cyber police station and report your complaint.

Conclusions

We have to be very vigilant in the case of cyber crime, especially where there is financial loss. The police are doing their job. The problem is that we go to the police after financial loss, so we need to keep an eye on that issue so that there is no loss. We need to be aware of the types of crimes committed by cyber criminals. Although cyber criminals are inventing new methods every day, we still need to be vigilant.