What Is a Hold Lien Account? | How To Remove Lien

Welcome to Cybercrimes Daily In today’s article, we will know what is a Hold Lien Account? So friends, if there is a lien or hold on your account or your account is frozen due to cybercrime, then what do you do? We will basically talk about what is basically used in your account when there is a freeze or lien, which is also called a hold.

What Is a Hold Lien Account?

As soon as there is a hold, as soon as there is a lien, money is written to your account. Layer 2, Layer 5, Layer 3, so what is this layer? Friends, I will make it clear to you in this article. So friends, let’s understand the layer.

What Is The Layer

Suppose there is a person against whom a cybercrime has been registered. That is, a person has filed a complaint with the cyber cell, the cyber police has filed a complaint. All the people that person sends money to will come in Layer 1. Now, since they have money from the person against whom a cyber crime has been registered, now those who have received the money, will do any amount of UPI to any person from their account.

There will also be a lien on his account, whoever sends the same amount of money, will send the same amount of money, and they will all come to layer 2. Similarly, friends, the person in layer 2 will do UPI to anyone from his account, they will all come to layer 3, and friends, this cycle will continue like this. So from 1 to 2, 2 to 4, 4 to 8, 16, it will keep multiplying. And everyone’s account will get a lien or hold.

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• What Is a Hold Lien Account? | How To Remove Lien

So friends, the layer depends on how far that amount goes and how much scrutiny the cyber police has done. So that layer goes to that level. So whenever there is a lien in your account, you come to any level, you go to your bank, they will give you an acknowledgement number, reference number or FIR number.

They will also tell you from which state, from which area, there is a lien on your account.

What to Do If The Account Is Lien

You have to give an application to the cyber cell, anywhere near you. So friends, there is a section in the police station. They have created a cyber cell, there you have to give it to the cyber operator.

Then he will go further. If your complaint is true, then within a short time, the lien will be removed from your account. Now it can be saved in the same way.

Try To Open a Current Account

If you are a businessman, then try to open a current account. Because the chances of having a lien or freeze on the current account are 99%. So friends, a current account is the solution.

In a simple savings account, any person related to any cyber crime will get money. His account will be frozen and layer 1, 2, 3 will be set up like this. Hope friends, you liked this information.

Conclusion

So in this article you have learned what problems you can face with your bank account, for this reason we always have to be careful. It is very important to know the identity of the person paying the money. If there are many transactions, you should open a current account. If your account is lien, then apply to the nearest cyber police station. Register a complaint at the National Cyber Crime Portal www.cybercrime.gov.in.